Discover ongoing financial planning support
Transparent, subscription-based service for Australians
Experience monthly, personalised financial planning for a flat $250 AUD per month. Get direct access to expert advice, flexible scheduling, and practical, actionable recommendations—without hidden fees or product sales.
Certified experts
Advisors you trust
No commissions
Unbiased support
How our monthly subscription benefits you
Regular consultations included
Stay on track with scheduled monthly sessions and ongoing access to planners for any questions or updates as your circumstances change.
Simple, predictable pricing
Pay one flat fee of $250 AUD per month covering all included services, with no lock-in contracts or surprise charges at any stage.
Professional, ethical service
All advice is delivered by certified professionals, free from any product sales or third-party commissions to ensure your best interests are prioritised.
Flexible, accessible delivery
Choose virtual meetings or phone consultations at times that work for you, making it easy to fit planning into your routine.
Our guiding philosophy
Client-focused, transparent and ethical financial planning
"We are committed to delivering honest, practical advice that supports your financial well-being, without selling products or earning commissions. Our approach is built around integrity, continuous improvement, and respect for every client’s goals and circumstances."
Transparency always
Clear pricing and honest advice every step of the way.
Client-first mindset
Your needs drive every recommendation we provide.
Continuous learning
Our team engages in ongoing professional development.
About lumeravioneti
How our approach benefits you
lumeravioneti was founded to make ongoing financial planning accessible, practical, and transparent for Australians. We saw a need for a model that gives clients regular support without product sales, commissions, or hidden fees. Our team is dedicated to understanding your unique circumstances and helping you prepare for life's financial decisions, big or small.
We believe that financial planning should adapt to your changing needs. By offering a flexible monthly subscription, we ensure you can access support whenever you need it—without worrying about unexpected costs or sales pitches. Our planners are certified, experienced, and passionate about helping clients achieve clarity and confidence.
Our service is designed to be straightforward and approachable. We provide honest, actionable guidance and clear communication, so you always know what to expect. With lumeravioneti, you’re not just a client—you're a partner in your own financial journey.
What you can expect with us
When you join our subscription service, you’ll get straightforward, ongoing financial planning. Each month, you’ll meet with a certified planner who will listen to your needs and provide practical, tailored recommendations. We focus on building long-term relationships, so you always have someone to turn to as your circumstances change. You can expect transparent pricing, no hidden fees, and no product sales—just clear guidance to help you make informed decisions. Our planners are committed to professional development, ensuring you receive advice that reflects current regulations and best practices in Australia. We value your trust and work to make financial planning accessible, approachable, and genuinely helpful—every single month.
What our clients say
Jessica Lee
Small business owner
"Before joining, I struggled to find planning I could trust. With lumeravioneti, I finally received clear advice, timely responses, and practical steps. The subscription model is worth it."
David Turner
IT consultant
"The monthly service gives me peace of mind. I appreciate the transparency and flexibility, though sometimes scheduling can be tricky during busy periods."
Priya Nair
Healthcare manager
"As someone new to financial planning, I valued how approachable and patient my advisor was. I never felt pressured, and every session was helpful and respectful."
Frequently asked questions
Find answers to common questions here
What does the monthly subscription include?
Your fee covers monthly sessions, ongoing access to your planner, and all included planning support.
Are there any additional fees or charges?
No hidden fees. The $250 AUD monthly fee is all-inclusive for the services described.
How do I schedule or reschedule appointments?
You can book or change appointments online or by contacting your planner directly.
Is there a minimum subscription term required?
No lock-in contracts. You can cancel your subscription any time with no penalty.
Discover the value of ongoing planning
Join today to experience practical, unbiased financial guidance tailored for your needs—no hidden costs or product sales.