Terms and conditions of service
These terms govern your use of the lumeravioneti subscription service. By accessing our website or subscribing, you agree to comply with the following conditions.
September 17, 2025
Acceptance of terms
Accessing or using lumeravioneti.com indicates your agreement to these terms. If you do not agree, please do not use the service. We reserve the right to update these terms as needed.
Definitions
For clarity, these definitions apply throughout our terms and conditions.
‘Service’ refers to the financial planning subscription and related content provided by lumeravioneti.
‘Subscriber’ means any individual or entity registered for our ongoing planning service.
‘Content’ includes all information, materials, and communications provided by lumeravioneti.
‘We’, ‘us’, or ‘our’ refers to the operators of lumeravioneti.com.
Use of the service
The subscription is for Australian residents. Use is subject to compliance with applicable laws and these conditions.
Eligibility
You must be at least 18 years of age and reside in Australia to subscribe. By registering, you confirm your eligibility.
Service is not available outside Australia.
Your responsibilities
Subscribers must provide accurate, up-to-date information when using our service or website.
Prohibited uses
You agree not to use our service or site for any unlawful or prohibited purposes.
Intellectual property rights
All site content, branding, and service materials are owned or licensed by lumeravioneti. Use is limited to personal, non-commercial purposes. Unauthorised use may result in legal action.
User content and submissions
By submitting content or feedback, you grant us the right to use this material for service improvement.
Your rights regarding content
You retain rights to your own submissions, but grant us a licence to use them as described.
Privacy and data handling
We collect and handle your data according to our privacy policy. By subscribing, you consent to data collection as outlined in our privacy documentation.
Read privacy policyDisclaimers and limitations
Service is provided as-is. We do not guarantee specific results, improvements, or uninterrupted access.
Important disclaimer
No content or advice from lumeravioneti should be considered a guarantee of future performance. Results may vary.
Liability limitations
We are not liable for indirect, incidental, or consequential damages arising from your use of our service or site.
Indemnification
You agree to indemnify lumeravioneti for any claims resulting from your breach of these terms or misuse of the service.
Dispute resolution process
If you have a dispute with us, please contact us first so we can seek a resolution together.
Arbitration
If we cannot resolve the dispute, it may be referred to confidential arbitration in Australia.
This does not affect your statutory rights as a consumer.
Online dispute resolution
You may also use the Australian online dispute resolution platform for consumer complaints.
Consumer dispute resolutionSeverability
If any part is found invalid, the rest of the terms remain in effect.
Entire agreement
These terms constitute the full agreement between you and lumeravioneti regarding your use of the service.
Applicable law and jurisdiction
All terms are governed by Australian law and subject to the jurisdiction of Australian courts.
Termination
We may terminate access for breach of terms. You may cancel your subscription at any time via your account or by contacting us.
Modifications
We reserve the right to change these terms. Continued use of the service signifies acceptance of any changes.
Contact us for terms
For questions about these terms, please reach out to our team.
Email address: content@lumeravioneti.com
Phone number: +61 2 3875 6398
Office address: 373 Bay Street, Port Melbourne, VIC 3207 Australia
Effective date: September 17, 2025
Version: 3.0