Disclaimer and important information

Important notice

This website provides general information only.

Nothing on this site constitutes personal advice or a recommendation. Results may vary.

lumeravioneti aims to offer clear and transparent information about our subscription-based planning service. All content is prepared in good faith; however, it should not be considered a substitute for personalised professional advice. Please consult a qualified financial advisor to address your unique circumstances.

General information notice

The information on this site is intended for general informational purposes and may not reflect recent changes in regulation or your own situation. No content should be relied upon as personal, legal, or financial advice. We encourage you to seek individual guidance before making financial decisions.

Limitations of liability

lumeravioneti does not accept liability for any loss or damage arising from reliance on the website content or service.

We are not liable for any errors, omissions, or outdated information presented on this site.
No liability is accepted for actions taken (or not taken) based on site information.
We do not guarantee outcomes or specific results for users of our service.
To the maximum extent allowed by law, all warranties—express or implied—are excluded.

Accuracy of information

Content is regularly reviewed for accuracy, but we do not guarantee completeness or relevance to individual needs. Users should independently verify any material before relying on it for decisions.

Past performance doesn't guarantee future results or outcomes.

Professional advice disclaimer

Nothing on this website should be considered a substitute for advice from a certified professional. Please consult a qualified advisor for personal recommendations.

Third-party links

Links to external sites are provided for your convenience. lumeravioneti is not responsible for content, availability, or security of linked sites. Use external resources at your own discretion.

Results and performance disclaimer

Outcomes may vary between individuals. We do not guarantee specific financial results or improvements through our service.

Variation in individual experience

Each user’s results will depend on personal circumstances, actions, and external factors outside our control.

Financial product disclaimer

lumeravioneti does not recommend, sell, or endorse specific financial products or investments.

No investment advice or product sales are offered on this site.
All consultations are focused on planning and general guidance only.
We do not accept commissions or incentives from product providers.

Jurisdiction and local law

Our service is designed for Australian residents.

The content and offerings on this site comply with Australian regulation. Users in other countries should seek advice relevant to their own jurisdiction.

All services and content are governed by the laws of Australia.

It is your responsibility to comply with local financial, tax, and consumer protection regulations.

Indemnification

By using this site, you agree to indemnify lumeravioneti against any claims or losses resulting from reliance on content or services.

Severability

If any provision is deemed invalid, the remaining terms remain in effect to the fullest extent possible.

Modifications

lumeravioneti reserves the right to update this disclaimer at any time. Please review this page periodically for changes.

Contact us

For questions about this disclaimer or our service, contact us using the information below.

Email address: content@lumeravioneti.com

Phone number: +61 2 3875 6398

Office address: 373 Bay Street, Port Melbourne, VIC 3207 Australia

Effective date: August 28, 2025

Last updated: August 28, 2025