Discover smarter financial planning
Experience personalised, subscription-based planning designed to support your financial journey with ongoing expert guidance.
Personalised guidance
Get tailored advice every month to help you make informed decisions.
Ongoing support
Enjoy continuous access to planning insights and regular check-ins.
Key features of our subscription
Explore the unique advantages that set our monthly planning service apart from traditional offerings.
Direct access to planners
Connect directly with experienced financial planners who provide ongoing, practical support tailored to your needs every month. Build a relationship with your advisor for better outcomes.
Transparent flat pricing
Our subscription is simple: $250 AUD per month—no hidden costs, no surprises. Know exactly what you pay and what you receive, with clear coverage of all included services.
Flexible service delivery
Your subscription adapts to your routine. Choose virtual meetings or phone calls to suit your schedule, making financial planning accessible and convenient for you.
Action-focused recommendations
Receive practical, actionable steps each month, focused on your unique financial situation and future milestones—no generic templates, just tailored advice.
Why choose our subscription?

Ethical and unbiased service
We put your interests first, providing recommendations that suit your goals without any product sales or commissions.
Consistent expert advice
Our planners are certified professionals, focused on up-to-date knowledge and ongoing professional development.
Convenience and flexibility
Manage your planning process on your terms, with access to support when you need it most.
Our commitment
Dedicated to your future
At lumeravioneti, our mission is to deliver ongoing, reliable financial planning through a monthly subscription that prioritises your individual needs. We believe in clarity, transparency, and consistent support—so you always know what to expect and how to move forward. Our certified planners combine industry experience with a client-first approach, ensuring your financial journey is guided with care and professionalism. We never sell products or accept commissions, keeping our service unbiased and focused solely on your best interests. With straightforward pricing and adaptable delivery, we make financial planning accessible and convenient for all Australians. Discover a new standard in ongoing financial support.
