Discover smarter financial planning

Experience personalised, subscription-based planning designed to support your financial journey with ongoing expert guidance.

Personalised guidance

Get tailored advice every month to help you make informed decisions.

Ongoing support

Enjoy continuous access to planning insights and regular check-ins.

Key features of our subscription

Explore the unique advantages that set our monthly planning service apart from traditional offerings.

Direct access to planners

Connect directly with experienced financial planners who provide ongoing, practical support tailored to your needs every month. Build a relationship with your advisor for better outcomes.

Monthly check-in sessions
Questions answered promptly
Consistent, reliable advice

Transparent flat pricing

Our subscription is simple: $250 AUD per month—no hidden costs, no surprises. Know exactly what you pay and what you receive, with clear coverage of all included services.

All-inclusive monthly fee
No lock-in contracts
Easy cancellation process

Flexible service delivery

Your subscription adapts to your routine. Choose virtual meetings or phone calls to suit your schedule, making financial planning accessible and convenient for you.

Online or phone options
Schedule at your pace
Adaptable to changes

Action-focused recommendations

Receive practical, actionable steps each month, focused on your unique financial situation and future milestones—no generic templates, just tailored advice.

Custom action plans
Progress tracking tools
Clear, achievable steps

Why choose our subscription?

Financial planner meeting with client in office

Ethical and unbiased service

We put your interests first, providing recommendations that suit your goals without any product sales or commissions.

Consistent expert advice

Our planners are certified professionals, focused on up-to-date knowledge and ongoing professional development.

Convenience and flexibility

Manage your planning process on your terms, with access to support when you need it most.

Our commitment

Dedicated to your future

At lumeravioneti, our mission is to deliver ongoing, reliable financial planning through a monthly subscription that prioritises your individual needs. We believe in clarity, transparency, and consistent support—so you always know what to expect and how to move forward. Our certified planners combine industry experience with a client-first approach, ensuring your financial journey is guided with care and professionalism. We never sell products or accept commissions, keeping our service unbiased and focused solely on your best interests. With straightforward pricing and adaptable delivery, we make financial planning accessible and convenient for all Australians. Discover a new standard in ongoing financial support.

Financial team discussing planning