Transparent financial planning subscription for Australians
Our subscription is $250 AUD per month, offering ongoing access to certified financial planners, practical advice, and scheduled monthly consultations. There are no hidden costs, lock-in contracts, or product sales. All fees are transparent, and you can cancel at any time. Services are tailored to your needs and provided by experienced professionals. Results may vary. Past performance doesn't guarantee future results.
Certified planners
Work with accredited professionals each month.
Clear pricing
No hidden fees or surprise costs.
Meet our team
Dedicated, experienced professionals
Sarah Mitchell
Lead Financial Planner
Bachelor of Commerce University of Sydney
Futurewise Advisors
Key skills
Approaches
Achievements
Award for client service
Speaker at industry events
Certifications
Sarah has over a decade of experience helping Australians navigate complex planning needs with a client-focused approach.
Sarah is dedicated to providing transparent, unbiased advice. She stays updated on industry changes, ensuring her clients receive relevant and compliant support each month.
James O’Connor
Senior Planner
Master of Financial Planning Monash University
ClearPath Finance
Key skills
Approaches
Achievements
Industry recognition award
Mentor to junior planners
Certifications
James brings practical expertise and a passion for clarity in planning. He supports clients with actionable, easy-to-understand steps.
James is committed to clarity and accessibility, making complex topics simple for clients. He offers practical support and values long-term client relationships.
Emily Tran
Financial Planning Associate
Bachelor of Finance University of Melbourne
BrightPath Advisory
Key skills
Approaches
Achievements
Recognition for teamwork
Client appreciation award
Certifications
Emily focuses on making the planning process smooth and approachable for every client, ensuring clarity at each step.
Emily is passionate about supporting clients with clear, step-by-step recommendations. She ensures each client feels heard and understood throughout the process.
Michael Brown
Client Services Manager
Diploma of Financial Services TAFE NSW
Advisors United
Key skills
Approaches
Achievements
Operations improvement award
High client retention
Certifications
Michael coordinates the client experience, ensuring inquiries are addressed promptly and all processes run smoothly.
Michael ensures all client queries are handled efficiently and processes are seamless. His focus is on delivering a positive, consistent experience for each subscriber.
How our process works
We make ongoing planning straightforward with a clear, step-by-step subscription process tailored for your needs.
Initial consultation
Getting to know you
Start with a conversation about your current financial situation, priorities, and questions. This helps us understand your needs and tailor our approach.
Profile established
Your financial profile and goals are outlined.
Open discussion
Concerns and questions are addressed.
Month 1
Setting your direction
After enrolment, we develop a tailored action plan. We explain steps clearly and agree on regular meeting times based on your preferences.
Action items
Clear steps for the coming month provided.
Schedule set
Regular check-ins are scheduled.
Ongoing months
Continuous support
Each month, your planner reviews your progress, answers new questions, and updates your action plan as circumstances change.
Progress review
Adjustments made based on your feedback.
On-demand support
Access to your planner for new issues.
Anytime
Flexible cancellation
You can cancel your subscription at any time without penalty. We keep the process straightforward and hassle-free.
No lock-in
Stop your subscription whenever you choose.
Simple process
Easy, no-obligation cancellation.
Subscription pricing
Clear, flat monthly fee—no hidden costs or contracts.
Standard
Monthly subscription for ongoing planning support.
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Monthly planner session
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Direct access to advisor
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All-inclusive service
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No product sales
Flexible
Pause or resume your subscription as needed.
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Pause anytime option
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No lock-in contract
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Monthly check-ins
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Virtual or phone meetings
Family
Share planning sessions with a partner or family.
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Joint consultations
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Family action plans
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Shared access
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Flexible scheduling
Compare subscription options
See how our service stands out from traditional financial planning models.
We offer a transparent, flat-fee subscription with ongoing access to certified planners, while many competitors charge per session or include hidden costs.
lumeravioneti subscription
Flat monthly fee, certified planners, flexible and transparent service.
Traditional firms
Session-based pricing, potential for extra fees or commissions.
Pricing clarity
Know exactly what you pay each month.
Ongoing support
Access to planners between sessions.
No product sales
Advisors don’t earn commissions here.
Flexible delivery
Meet online or by phone as suits you.